Helping you get there ...

Photo of a senior couple driving in a comfortable by the ocean,  looking at a map.

Our whole platform is constructed around you – returning your calls promptly, following up with you on a frequent basis, and calling attention to specific areas that may cause any bumps along the way. 

Your focus should be on living the life you always wanted, without the stress of finances and market complexity creating unnecessary roadblocks. 

 

SERVICES WE OFFER

We strive to build a long-term relationship with you by offering:

  • Quarterly newsletter on current planning strategies
  • Cost-basis tracking on your investments
  • Access to nationally recognized equity research
  • Risk mitigation strategies
  • Customized asset allocation strategies

 

We incorporate employer-sponsored plans by offering:

  • Complimentary investment analysis
  • Asset allocation monitoring
  • Administration of 401(k), 403(b), 457, profit sharing, and small business retirement plans

 

Our cash management services include:

  • Check writing
  • Online/mobile access to accounts
  • Mobile deposits
  • E-statements and confirmations
  • Visa® Debit Card – debit management/lending options
  • Online bill payment services
  • Stifel online access
  • Pledged asset loans

 

Our comprehensive wealth management services include:

  • Estate planning strategies
  • Retirement planning strategies
  • Life insurance analysis
  • Long-term care and disability insurance
  • Social Security planning
  • Income planning and distribution management
  • Required minimum distribution (RMD) management

 

We also offer college planning services, which include:

  • College funding analysis
  • Consultation on different investment accounts – 529 plans, Coverdell Education Savings Accounts, and UGMA/UTMA accounts
 
Asset allocation and diversification do not ensure a profit or guarantee future results.
 
Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks).  Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp.  Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries.  Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
 
Understanding Your Stifel Pledged Asset (SPA) Loan:
 
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel Pledged Asset (SPA) Line of Credit.
 
Securities-based lines of credit involve risk and are not appropriate for all borrowers.  The SPA Line of Credit is a full recourse, demand loan using the assets in a brokerage account as collateral and can be called at any time.  An increase in interest rates will affect the overall cost of borrowing.  The return on your securities must be higher than your financing cost in order for you generate a positive return in your securities account.  The market value of your securities may decline, which may result in the value of that collateral no longer covering an outstanding loan amount.  In either event, the borrower may be required to post additional collateral and/or repay part or all of any outstanding loan.  Stifel Bank & Trust may call the loan, and sell or force the sale of the assets in the collateral account, or any other collateral, without contacting the borrower.  The borrower will not be able to select which securities will be sold.  The borrower can lose more assets than the borrower is required to deposit in the collateral account.  The borrower is responsible for satisfying any amount not covered by the collateral.  The borrower is not entitled to an extension of time to meet a collateral maintenance call.   
If collateral is sold, this could result in an unfavorable tax event for the borrower.  Neither Stifel nor our affiliates provide legal or tax advice.  Borrowers should consult with their legal and tax advisors.
 
Learn more about the potential risks involved with securities-based lending:  www.stifel.com/Lending#Disclosures
 
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE.  Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested.  Stifel Trust Companies do not provide legal or tax advice.